![]() ![]() ![]() Medicare Part B- the outpatient coverage of Medicare Part B does have a monthly premium for anyone enrolled. Medicare Part A does, however, have a deductible and coinsurances that you are responsible for. Medicare Part A- the hospital coverage of Medicare Part A for most people has a $0 monthly premium, as you have been paying for this throughout your working life. Although some parts of Medicare may seem free, you have either been paying for them throughout your life, or you pay as you go. Technically there is no “free” part of Medicare. Health insurance should be easy to understand when we are in our retirement years! The first step to simplifying this maze, is getting all of our pieces (or parts) in order and defined. Each part of Medicare will be broken down so you’ll have a much deeper and better understanding of what each part does and how it relates to you and your ongoing healthcare needs. We are going to take a dive into the 4 different Parts of Medicare. Why are there so many parts of Medicare? What does each part of Medicare cover? Do I have to have each part of Medicare? If you’re confused by these questions, you’re not alone! Because of that, it is even more confusing as it is now divided into four different parts. Medicare as a plan has evolved over the past few decades. Even with an agent at hand, It can be challenging to get a reasonable explanation that is simple to understand. This can make it harder for you can make the best choice for your health. ![]() It can be easy to get confused and even frustrated with the program with all the parts involved.
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